With the struggling state of the economy today, many employers are being forced to reduce the amount of benefits that they make available to their employees. Unfortunately, one of the first things to go is often dental coverage. If this has happened to you, or you find yourself without dental insurance for any reason, you should know that there is affordable dental health coverage out there for you. The trick is just finding the right plan that you qualify for. Below are some options to consider.
1) State or federal programs. The income requirements have changed recently and these plans are now being offered to people who make as much as middle class incomes. The specifics of the plans vary in each state so make sure to call your health department for information on plans available to you.
2) Business groups. This is an excellent option for those who are self employed. There are many business networking groups or clubs like the Lions club that provide group coverage to its members. In some cases, it may even be worth joining just for this benefit.
3) Discount dental health plans. Unlike traditional insurance, there are no premiums to be paid here. Instead, you pay a one time fee for membership and then you have access to a bunch of dentists who you can choose from, who will do your dental work for discounted rates. The specifics of the membership fees and discounts vary from group to group so research your options before joining one.